Your
For Fast Business Funding
Need capital fast? Funding decisions in as little as 1–2 hours. Same-day funding available.
Eligibility review may include a soft credit inquiry and does not impact credit score.*
Bank-Level Security
1-2 Hour Decisions
No Hidden Fees
Trusted by 10,000+ Businesses Nationwide
Funded to date
Typical funding timeline
Customer Retention Rate
Capital Today — Not Next Week
We provide flexible business financing, merchant cash advances, and short-term funding nationwide.
Unmatched
Speed
Faster than banks
Instant High
Approvals
Approvals based on business performance
No Collateral
Required
No hidden fees. No surprises.
Custom Funding
Solutions
More flexible than
traditional lenders
A Transparent Approach To Funding
Apply for business funding online and get a decision in as little as 1–2 hours. Approved businesses can receive same-day funding.
Apply Online
Complete a quick online application in 3–5 minutes. We've removed the hassle so you can move quickly.
Receive Your Offer
All funding offers are displayed in your portal within 2 hours so you can view, compare, and evaluate instantly.
Access Your Funds
Once you accept the offer, funds are transferred directly to your bank account via ACH.
We use a soft credit check to review eligibility. This does not affect your credit score.
Soft credit check only*
Funding Solutions
Choose from business funding, merchant cash advances, or short-term financing based on your business needs and cash flow.
Revenue Based Financing
Get a lump sum of cash in exchange for a percentage of your future credit and debit card sales. Ideal for businesses with strong daily card transactions
Based on future sales
Flexible repayment
1 hour funding process
Flex-Line capital
Secure direct funding for your operational needs, inventory purchases, or expansion projects. Repayments are structured to align with your cash flow.
Fintech Process
Monthly Costs as low as 1.04%
Flexible Prepayment Options
Secure & Compliant
Every application, document, and decision is handled with bank-grade security and full compliance.
Encrypted
Applications
All deal data moves through bank-grade encryption. Your clients' information never sits exposed.
SOC-2
Compliant
Our systems and processes meet SOC 2 security and data protection standards, ensuring your information is handled responsibly and securely.
Audit
Ready
Every underwriting decision is documented and traceable, creating consistency, accountability, and transparency.
Data
Protection
Financial data is securely stored, backed up, and protected against unauthorized access or loss.
See What Businesses Say About Working With Main Point
“We needed capital fast to keep a project moving. Main Point approved us quickly and funded exactly when they said they would. No surprises, no delays — just execution.”
“Cash flow fluctuates in our business, but Main Point understood that. The process was simple, the terms were clear, and funding hit on time."
“Seasonality is a challenge in our industry. Main Point understood our revenue patterns and delivered funding when we needed it most.”
Ready To Grow Your Business?
Don't let capital limitations hold you back. Apply today and see how quickly you can get the funding you need.